:root {
  --wine: #b5162a;
  --wine-deep: #8f0f1f;
  --wine-soft: #d43a49;
  --ink: #202023;
  --muted: #686266;
  --black: #0a090a;
  --cream: #f7f5f2;
  --paper: #fffefd;
  --blush: #fae7e9;
  --line: #ead9dc;
  --serif: Georgia, 'Times New Roman', serif;
  --sans: Arial, Helvetica, sans-serif;
}
*, *::before, *::after { box-sizing: border-box; }
body { margin: 0; font: 16px/1.55 var(--sans); color: var(--ink); background: var(--cream); -webkit-font-smoothing: antialiased; }
img { max-width: 100%; height: auto; }
button, input, select, textarea { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; touch-action: manipulation; }
button { cursor: pointer; }
a { color: inherit; }
button:disabled { cursor: not-allowed; }
button, a, input, select, textarea { outline-offset: 5px; }
:focus-visible { outline: 3px solid #e34d5b; }
[hidden] { display: none !important; }
.icon { width: 25px; height: 25px; fill: none; stroke: currentColor; stroke-width: 3; stroke-linecap: round; stroke-linejoin: round; flex-shrink: 0; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip-path: inset(50%); white-space: nowrap; border: 0; }
.skip-link { position: absolute; top: -90px; left: 24px; z-index: 100; padding: 12px 18px; background: #fff; color: #171717; border-radius: 6px; }
.skip-link:focus { top: 10px; }
.site-header { background: var(--black); border-bottom: 1px solid #60575a; color: #fff; position: relative; z-index: 5; }
.header-inner { max-width: 1600px; min-height: 116px; margin: 0 auto; padding: 12px 40px; display: flex; align-items: center; justify-content: space-between; gap: 32px; }
.brand { display: inline-flex; flex-shrink: 0; align-items: center; line-height: 1; }
.brand img { display: block; width: 505px; height: auto; mix-blend-mode: screen; }
.account-nav { display: flex; gap: 20px; align-items: center; }
.account-button { display: flex; align-items: center; justify-content: center; gap: 19px; min-height: 66px; min-width: 211px; padding: 10px 27px; border-radius: 21px; color: #fff; font-size: 16px; line-height: 1.35; text-align: center; }
.account-button strong { font-weight: 500; }
.account-button .icon { width: 31px; height: 31px; stroke-width: 3.2; }
.account-partner { border: 1px solid #c51d32; background: transparent; }
.account-partner .icon { color: #d93445; }
.account-partner:hover { background: #271018; }
.account-button:focus-visible, .advisor-header:focus-visible { outline-color: #e85c69; }
.advisor-header { display: flex; gap: 10px; align-items: center; padding: 12px 0; color: #eee9e8; font-size: 14px; text-decoration: none; background: none; border: 0; }
.advisor-header .icon { width: 20px; height: 20px; }
.button-primary, .button-secondary { display: inline-flex; align-items: center; justify-content: center; gap: 22px; min-height: 49px; padding: 12px 23px; border-radius: 30px; font-size: 15px; font-weight: 600; text-decoration: none; line-height: 1.4; }
.button-primary { background: linear-gradient(160deg,#c91e33,#9a1020); border: 1px solid var(--wine); color: #fff; }
.button-primary:hover:not(:disabled) { background: var(--wine-deep); }
.button-primary:disabled { opacity: .45; }
.button-secondary { border: 1px solid var(--wine); color: var(--wine); background: transparent; }
.button-secondary:hover { background: #f8e7e9; }
.button-primary .icon, .button-secondary .icon { width: 23px; height: 23px; }
.site-footer { max-width: 1410px; margin: 0 auto; padding: 22px 32px; display: flex; align-items: center; justify-content: space-between; gap: 20px; font-size: 12px; line-height: 1.5; color: #756e70; }
.site-footer nav { display: flex; align-items: center; gap: 14px; }
.site-footer button, .site-footer a { border: 0; background: none; padding: 4px 0; color: inherit; font-size: inherit; text-decoration: none; }
.site-footer button:hover, .site-footer a:hover { text-decoration: underline; text-underline-offset: 4px; }
.eyebrow { text-transform: uppercase; letter-spacing: 1.7px; font-size: 11px; line-height: 1.6; font-weight: 700; color: var(--wine); margin: 0 0 12px; }
.eyebrow span { margin: 0 6px; }
.site-dialog { position: fixed; width: min(560px,calc(100vw - 36px)); max-height: calc(100dvh - 40px); padding: 36px; border: 1px solid #e5bdc3; border-radius: 20px; background: var(--paper); color: var(--ink); box-shadow: 0 20px 90px #0006; overflow-y: auto; }
.site-dialog::backdrop { background: #070607bd; backdrop-filter: blur(3px); }
.site-dialog h2 { font: 32px/1.2 var(--serif); font-weight: 400; margin: 14px 0 18px; }
.site-dialog p { margin: 0 0 14px; color: #595155; font-size: 15px; line-height: 1.65; }
.site-dialog h3 { font: 600 15px/1.5 var(--sans); margin: 20px 0 6px; }
.dialog-close { position: absolute; top: 16px; right: 16px; display: grid; place-items: center; padding: 9px; border: 0; border-radius: 50%; color: #5c4c53; background: #fae7e9; }
.dialog-close .icon { width: 18px; height: 18px; }
.dialog-emblem { display: grid; place-items: center; width: 48px; height: 48px; border-radius: 50%; background: #ffe4e7; color: var(--wine); }
.dialog-emblem .icon { width: 26px; height: 26px; }
.dialog-actions { display: flex; gap: 20px; align-items: center; justify-content: space-between; border-top: 1px solid var(--line); padding-top: 22px; margin-top: 23px; }
.dialog-actions a { display: inline-flex; gap: 9px; align-items: center; font-size: 14px; color: var(--wine); text-decoration: none; }
.dialog-actions a .icon { width: 20px; height: 20px; }
.dialog-actions .button-primary { margin-left: auto; min-width: 102px; }
.dialog-actions a:hover { text-decoration: underline; }
.live-message { position: fixed; bottom: 22px; left: 50%; transform: translateX(-50%); max-width: min(560px,calc(100vw - 32px)); padding: 13px 20px; color: #fff; background: #282025; border-radius: 10px; box-shadow: 0 6px 32px #0002; font-size: 14px; z-index: 30; }
.live-message:empty { display: none; }
noscript { display: block; padding: 16px 24px; background: #f1e6e3; color: #30232b; text-align: center; }
@media (max-width: 1200px) {
 .header-inner { min-height: 98px; padding: 12px 30px; gap: 24px; }
 .brand img { width: 405px; }
 .account-nav { gap: 14px; }
 .account-button { min-width: 175px; min-height: 59px; padding: 9px 18px; gap: 14px; font-size: 14px; border-radius: 17px; }
}
@media (max-width: 850px) {
 .header-inner { padding: 14px 24px; min-height: 89px; }
 .brand img { width: 330px; }
 .account-button { min-width: 140px; padding: 9px 13px; font-size: 13px; min-height: 55px; gap: 8px; }
 .account-button .icon { width: 23px; height: 23px; }
 .account-nav { gap: 10px; }
 .advisor-header { font-size: 12px; }
}
@media (max-width: 700px) {
 .header-inner { padding: 16px 20px; flex-direction: column; gap: 14px; }
 .brand img { width: 325px; max-width: calc(100vw - 48px); }
 .account-nav { width: 100%; justify-content: center; gap: 12px; }
 .account-button { min-width: 0; width: 178px; min-height: 52px; padding: 8px 12px; }
 .account-button .icon { width: 25px; height: 25px; }
 .site-footer { flex-direction: column; gap: 9px; text-align: center; padding: 22px 20px; font-size: 11px; }
 .site-dialog { padding: 28px 24px; border-radius: 17px; }
 .site-dialog h2 { font-size: 28px; }
 .dialog-actions { flex-wrap: wrap; gap: 17px; }
}
@media (prefers-reduced-motion: reduce) { *, *::before, *::after { scroll-behavior: auto !important; transition: none !important; animation: none !important; } }

/* Homepage layout fallback. Keep this in the global sheet so the landing
   page stays styled even if the dedicated home.css asset fails to deploy. */
.home-page { background: var(--black); color: #f7f5f1; }
.home-hero { position: relative; isolation: isolate; background: #242020 url('hands.jpg') 58% center/cover no-repeat; overflow: hidden; }
.ambient-photo { position: absolute; inset: -40px; z-index: 0; background: url('hands.jpg') center/cover; filter: blur(25px) brightness(.3); transform: scale(1.06); }
.hands-photo { position: absolute; z-index: 1; left: 43%; top: 0; width: 57%; height: 100%; max-width: none; object-fit: cover; object-position: 48% center; }
.photo-blend { position: absolute; z-index: 2; inset: 0; background: linear-gradient(90deg,rgba(13,12,12,.56) 0%,rgba(15,13,14,.73) 33%,rgba(15,13,14,.62) 43%,rgba(17,15,16,.14) 57%,transparent 70%),linear-gradient(0deg,#0a090a 0%,#0a090a1a 13%,transparent 34%); }
.hero-inner { position: relative; z-index: 4; max-width: 1600px; padding: 44px 40px 50px; margin: 0 auto; }
.hero-copy { width: 52%; max-width: 795px; text-align: center; }
.hero-wordmark { display: block; width: 100%; height: auto; margin: 0 auto; }
.brand-rule { width: 174px; height: 2px; margin: 15px auto 15px; background: #c91e33; }
.hero-no-cost { margin: -5px 0 12px; color: #f4edef; font-size: 13px; font-weight: 700; letter-spacing: 1.4px; line-height: 1.3; text-transform: uppercase; text-shadow: 0 1px 7px #0007; }
.hero-copy h1 { font: 400 clamp(18px,1.36vw,23px)/1.25 var(--serif); max-width: 640px; margin: 0 auto 29px; color: #faf8f5; text-shadow: 0 1px 8px #0006; }
.audience { padding: 0; margin: 0; min-width: 0; border: 0; }
.audience legend { font: 400 clamp(19px,1.55vw,26px)/1.22 var(--serif); width: 100%; padding: 0; margin-bottom: 15px; }
.audience-options { width: 53%; max-width: 420px; margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 11px; }
.audience-card { position: relative; display: flex; align-items: center; flex-direction: column; min-height: 130px; padding: 12px 8px 11px; background: linear-gradient(135deg,#fff,#f8f5f2); color: #19191e; border: 2px solid #fff8; border-radius: 15px; cursor: pointer; text-decoration: none; box-shadow: 0 8px 27px #0002; transition: transform .18s ease,border-color .18s ease,box-shadow .18s ease; }
.audience-icon { width: 46px; height: 45px; fill: none; stroke: var(--wine); stroke-width: 3.1; stroke-linejoin: round; stroke-linecap: round; }
.audience-label { font: 400 20px/1.15 var(--serif); margin: 6px 0; white-space: nowrap; }
.round-arrow { display: grid; place-items: center; width: 31px; height: 31px; background: linear-gradient(145deg,#c91e33,#94101f); border-radius: 50%; color: #fff; }
.round-arrow .icon { width: 20px; height: 20px; stroke-width: 4; }
.audience-card:focus-visible { outline: 3px solid #ef707c; outline-offset: 5px; }
.audience-card:hover,.audience-card:focus-visible { border-color: #cf2a3e; box-shadow: 0 0 0 2px #f9cbd18c,0 8px 30px #0003; transform: translateY(-3px); }
.home-care-phone { display: inline-flex; flex-direction: column; align-items: center; gap: 3px; margin: 18px auto 0; color: #faf8f5; text-decoration: none; text-shadow: 0 1px 7px #0007; }
.home-care-phone .icon { width: 26px; height: 26px; color: #d93445; stroke-width: 3.1; margin-bottom: 2px; }
.home-care-phone span { font-size: 15px; line-height: 1.2; }
.home-care-phone strong { display: block; font-size: 18px; line-height: 1.2; letter-spacing: .2px; }
.home-care-phone:hover strong { text-decoration: underline; text-underline-offset: 4px; }
.home-care-phone:focus-visible { border-radius: 10px; outline-color: #ef707c; }
.hero-quote { position: absolute; z-index: 5; top: 65px; right: max(30px,calc((100vw - 1600px)/2 + 10px)); width: 177px; margin: 0; font: italic 28px/1.22 var(--serif); text-align: center; color: #20232b; text-shadow: 0 1px 5px #fffd,0 0 20px #ffffff9c; }
.hero-quote span { display: block; width: 66px; height: 2px; margin: 19px auto 0; background: var(--wine); }
.ribbons { position: absolute; bottom: -2px; left: 0; width: 100%; height: 295px; z-index: 3; pointer-events: none; }
.benefits { background: var(--black); position: relative; }
.benefits-inner { display: grid; grid-template-columns: 1fr 1.2fr 1fr; max-width: 1350px; padding: 5px 28px 23px; margin: 0 auto; }
.benefits article { padding: 5px 28px 5px 37px; display: flex; align-items: flex-start; justify-content: center; gap: 25px; }
.benefits article+article { border-left: 1px solid #a91527; }
.benefits .icon { width: 51px; height: 51px; stroke-width: 3.2; color: #d93445; }
.benefits h2 { font: 400 20px/1.25 var(--serif); margin: 2px 0 5px; }
.benefits p { font: 400 17px/1.36 var(--serif); margin: 0; color: #dcd6d5; }
.home-page .site-footer { max-width: 1300px; padding: 16px 28px 21px; color: #aaa0a2; border-top: 1px solid #ffffff12; }
.error-content { padding: 110px 25px 140px; text-align: center; max-width: 750px; margin: auto; }
.error-content>.icon { width: 62px; height: 62px; color: var(--wine); margin-bottom: 20px; }
.error-content h1 { font: 46px/1.1 var(--serif); margin: 16px 0 20px; }
.error-content .button-primary { margin-top: 20px; }
@media (min-width: 1700px) {
 .home-hero { min-height: 700px; }
 .hero-inner { padding-top: 53px; padding-bottom: 66px; }
}
@media (max-width: 1200px) {
 .hero-inner { padding: 38px 28px 54px; }
 .hero-copy { width: 56%; }
 .hands-photo { left: 43%; width: 57%; object-position: 46% center; }
 .hero-copy h1 { font-size: 20px; }
 .desktop-break { display: none; }
 .audience-options { width: 60%; gap: 9px; }
 .audience-card { min-height: 118px; padding: 11px 6px 8px; border-radius: 13px; }
 .audience-icon { width: 39px; height: 39px; }
 .audience-label { font-size: 18px; }
 .round-arrow { width: 27px; height: 27px; }
 .hero-quote { font-size: 24px; right: 10px; top: 40px; width: 162px; }
 .benefits-inner { padding-inline: 18px; }
 .benefits article { gap: 18px; padding-inline: 19px; }
 .benefits .icon { width: 44px; height: 44px; }
 .benefits h2 { font-size: 18px; }
 .benefits p { font-size: 15px; }
}
@media (max-width: 850px) and (min-width: 701px) {
 .hero-copy { width: 61%; }
 .hero-copy h1 { font-size: 19px; }
 .hands-photo { left: 42%; width: 58%; }
 .hero-quote { font-size: 21px; width: 135px; top: 25px; }
 .audience-options { width: 65%; }
 .benefits article { flex-direction: column; gap: 10px; align-items: center; text-align: center; }
 .benefits-inner { grid-template-columns: repeat(3,1fr); }
}
@media (max-width: 700px) {
 .home-hero { overflow: hidden; }
 .hero-inner { position: relative; padding: 40px 23px 52px; }
 .hero-copy { width: 100%; max-width: 520px; margin: 0 auto; }
 .hands-photo { left: 0; top: 0; width: 100%; height: 310px; object-fit: cover; object-position: 50% 42%; opacity: .42; }
 .photo-blend { background: linear-gradient(0deg,#0e0c0d 24%,rgba(13,11,12,.47) 75%,rgba(13,11,12,.4)),linear-gradient(90deg,#0a080a88,transparent); }
 .hero-wordmark { max-width: 510px; }
 .brand-rule { width: 110px; margin: 19px auto; }
 .hero-copy h1 { font-size: 21px; max-width: 410px; line-height: 1.3; margin-bottom: 29px; }
 .audience legend { font-size: 22px; line-height: 1.25; margin-bottom: 18px; }
 .audience-options { width: 70%; max-width: 326px; gap: 10px; }
 .audience-card { min-height: 123px; padding: 12px 6px 10px; border-radius: 13px; }
 .audience-icon { width: 41px; height: 41px; }
 .audience-label { font-size: 18px; margin: 7px 0; }
 .round-arrow { width: 28px; height: 28px; }
 .hero-quote { display: none; }
 .ribbons { height: 216px; }
 .benefits-inner { display: flex; flex-direction: column; max-width: 470px; padding: 0 25px 8px; gap: 0; }
 .benefits article { justify-content: flex-start; padding: 19px 14px; gap: 25px; }
 .benefits article+article { border-left: 0; border-top: 1px solid #981425; }
 .benefits .icon { width: 43px; height: 43px; }
 .benefits h2 { font-size: 20px; }
 .benefits p { font: 14px/1.5 var(--sans); }
 .home-page .site-footer { margin: 0 22px; }
}
@media (max-width: 380px) {
 .hero-inner { padding-inline: 18px; padding-top: 32px; }
 .hero-copy h1 { font-size: 19px; }
 .audience legend { font-size: 20px; }
 .audience-label { font-size: 16px; }
 .audience-options { gap: 8px; }
 .audience-card { min-height: 116px; }
 .audience-icon { width: 36px; height: 36px; }
 .benefits h2 { font-size: 18px; }
}
@media (min-width: 701px) {
 .hands-photo { -webkit-mask-image: linear-gradient(90deg,transparent,#000 24%); mask-image: linear-gradient(90deg,transparent,#000 24%); }
}